No. If your child is a minor, he or she really shouldn’t have a credit file. After all, your child isn’t eligible for credit cards, mortgages, or other loans—the kinds of items that would appear on a credit report.
If they have never had credit issued in their name, they would not have a credit history, and credit scores could not be calculated and credit monitoring cannot be initiated.
If you suspect your minor child is a victim of identity theft, there are three nationwide credit reporting companies: Equifax, Experian, and TransUnion. Contact each credit reporting company and ask it to search to see if your child has a credit report. Each company will check for files related to your child’s name and Social Security number, and also for files related only to the Social Security number. You must provide the credit reporting companies with proof that you are the child’s parent or legal guardian.